Is It Necessary To Use a Real Estate Agent to Buy a Home? Does working with a real estate agent matter? That’s a question many first-time and experienced home shoppers have, especially when they learn that real estate agents earn a commission for their service. While it’s possible to buy a home without a real…
7 First-Time Homebuyer Programs You Need to Know About Owning a home is one of the surest ways to build personal wealth. But you don’t need to have “wealth” to get started. There are many first-time buyer home loan programs available –each with their perks and particular qualifying requirements. In this overview, we’ll share the…
Practical Tips for Feeling Gratitude During COVID Thanksgiving is a day to focus on gratitude. However, this year has undoubtedly presented significant challenges, and you may have a difficult time conjuring up that comforting feeling of gratefulness. Use these tips to help you elevate your mood and outlook with gratitude. Give Yourself Grace. Don’t be…
Is A Second Stimulus Check Coming Your Way? Many Americans have been eagerly awaiting news about a second economic relief package, including a second round of stimulus checks. President Donald Trump and both parties in Congress have voiced their support for another round of financial aid. As the White House and Congress continue to work…
“How Can I Qualify For A Veteran Home Loan” VA home loans have impressive rates and terms, making them some of the most desirable mortgage loans to apply for. Curious as to what it takes to get a veteran home loan? Here’s everything you need to know to get started. How To Know if You…
How To Make An Offer On a Pending Home Sale Finding an ideal home only to see “pending” on the listing can be disheartening, but it shouldn’t be. Most real estate websites will post “pending” as soon as a seller accepts an offer, but that does not mean the deal has gone through. Read on…
4 hacks to re-build your credit with Jorge Magana Rebuilding credit is not hard nor is it easy when you run into financial hardship such as most people are running into with COVID-19 but it is simple once you understand how to easily make changes to your report. You can always check your credit once…
Home Affordability FAQ–Answered! Uncertainty can make buying a home more arduous than it should be. Let’s take a look at some of the most frequently asked questions about mortgage affordability. How Do I Determine My Housing Budget? Many get stuck at this point because they want to “figure out” their finances before pre-qualifying for a…
How to Pay off Debt Fast To Qualify for a Home Loan Struggling to pay down or pay off debt? You’re not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too much debt can hinder mortgage approval. Fortunately,…
Tricks for Removing Negative Information From Your Credit Report Removing negative marks from your credit report isn’t just for raising your credit score. It’s also the key to getting approved for a home loan with a favorable interest rate. Use these strategies to eliminate negative information from your credit report. Did you know that there…