Florida Home Loans ¡ Powered by CMP

Find the right home loan for you.

Buying your first home, moving, refinancing, or using home equity? Start with your goals and real numbers. We’ll help you compare the options and plan your next step.

Explore my options Compare loan paths

No Social Security number or bank account information needed to start.

01 / UNDERSTANDStart with your plans

Tell us your timing, budget, and what you want the financing to accomplish.

02 / COMPARESee the full picture

Review loan options, cash to close, and the total monthly cost.

03 / MOVE FORWARDChoose your next step

Connect with a specialist to discuss a property and current terms.

Client reviews

Hear from people we’ve helped.

Choose a direction

Where are you in the journey?

There is no one-size-fits-all mortgage. Explore the path that matches your situation, then compare the details for your budget and property.

01 / BUY

Buying a home

Prepare for your first purchase or your next move. Explore conventional, FHA, VA, and other financing routes.

Compare purchase options →
02 / REFINANCE

Refinancing

Review the payment, loan term, closing costs, and break-even point before deciding whether a change fits.

Explore refinance options →
03 / EQUITY

Home equity

Talk through your goals and compare cash-out or other available options against the full cost of borrowing.

Understand home equity →
The FHL approach

Clear answers before big decisions.

A mortgage decision reaches beyond a headline rate. We help you understand your payment, upfront cash, property considerations, and tradeoffs so the path makes sense for you.

Meet the team →See the loan process →
1
Know the full payment

Principal, interest, taxes, insurance, and applicable dues or mortgage insurance.

2
Compare loan paths

Understand eligibility, cash needs, and property requirements for your scenario.

3
Plan with a person

Talk through your next step with a Florida Home Loans specialist.

Useful starting points

Use the tools. Then talk through the details.

Estimates and guides help you prepare. Your actual property, insurance, taxes, loan terms, and eligibility determine the final picture.

CALCULATOREstimate a full monthly paymentOpen calculator →COMPARISONCompare renting and buyingExplore scenarios →GUIDEFollow the FHA Homebuyer GuideRead nine parts →RATESUnderstand mortgage rate factorsView rate information →
Local people, real guidance

Make the next move with a team you can reach.

Florida Home Loans is based in Lake Mary and works with buyers and homeowners across Florida. See the people behind the process, how to reach them, and the next step that fits your plans.

Meet your mortgage team →
A straightforward promise

We’ll help you understand the options and costs before you decide what to do next.

Florida Home Loans ¡ Powered by CMP
Your next step

Tell us where you want to go.

Answer a few quick questions and connect with the Florida Home Loans team. You can begin before you have a property address.

No Social Security number or bank account information is needed at this stage.

Let’s find the right path for you

Answer a few quick questions to get matched with the right Florida Home Loans specialist. No Social Security number or bank information is needed.