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CURRENT RATES
as of November 7th, 2023 12:01 PM
Rates for Primary Home Purchase – View Details
15Y FIXED
6.500% (6.781% APR)
30Y FIXED
7.625% (7.672% APR)
FHA 30Y
7.125% (7.709% APR)
Ready to Get Qualified?
We provide you with a complimentary, “no-obligation”, qualification process that only takes a few minutes of your time. Select which loan you are searching for and fill out the quick survey. We will process your information and reach out to you with our findings. If we cannot directly assist you, then we promise to point you in the right direction.
***No personal account or social security numbers needed for initial survey.
Serving ALL of
Florida
Welcome to the official website of Florida Home Loans LLC. We are a comprehensive mortgage company located in Central Florida, catering to all areas of Florida, including Palm Beach, Broward, and Dade counties. Our expertise lies in Conventional, FHA, Jumbo, and VA Loans. Whether you aspire to become a homeowner or seek to reduce your monthly expenses through refinancing, we can assist you in achieving your goals.
Enjoy our Mortgage
Payment Calculator Today!
Are you ready to make your dream of owning a home a reality? Discover your mortgage options with our powerful calculator. It’s time to take control of your financial future!
Purchase Loan Programs we offer:
Our Top-3 Most Requested Mortgage Resources
Loan Programs
Whether you’re a first-time homebuyer, looking to refinance, or searching for a jumbo loan, our experienced team has got you covered.
Mortgage Basics
Are you a first-time homebuyer or do you need to brush up on the basic mortgage information? Visit our resource site for assistance.
Loan Process
Learn about our 5-Step process of closing loans efficiently. This will set your expectations of financing your home loan with us.
Florida Home Loans is a full-service mortgage company:
- FHA Loan
- Jumbo Loans
- VA Loans
WHAT OUR CLIENTS ARE SAYING
Dealing with Eric Coleman and Kristi Brownell at Florida Home Loans was a delightful experience. They were knowledgeable , responsive, timely, and made the entire loan process as painless as possible. I would not hesitate to recommend Florida Home Loans to anyone seeking their help with a new home purchase. 5 stars!!! 
Mary Good
After dealing with another mortgage company who kept messing me around for 3 months. I then got referred to Jorge and Mitch. What a difference, they got me fully approved in 48 hours and closed on my refinance 2 weeks later. Excellent communication and knowledge, a pleasure to deal with, I would not hesitate on recommending them
Jon Day
Quick, seamless process for our refinance. Jon and team we’re very helpful and I would recommend to anyone looking for mortgage services.
Nordin Benhalima
I had a great experience working with Florida Home Loans LLC. Chad was very knowledgeable and made the whole process very easy. Mitchell was great at keeping me on track with what I needed. The whole team was professional from beginning to end. I highly recommend working with them.
Megan Teal
I would use Florida Home Loans again and have already referred them to a couple friends and family members. Applying for our home loan/mortgage was so easy and quick. Jorge & Jon helped us pick the best options for our personal loan as well as worked closely with the underwriters. Not only that, they were always available and quick with responses. I never had to call and ask, “what is going on with my loan/closing”.
Cheryl Bernal
Refinancing? We can help you with that, too!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to get a better a better rate and term, we can assist you.
Refinancing Programs we offer:
Contact Florida Home Loans LLC today to discuss your mortgage loan options and find out which loan program will best suit your needs.
WHY CHOOSE US?
Frequently Asked Questions
Do you have more questions? Feel free to contact us for more information.
We cater to a wide spectrum of mortgage loan needs, from first-time homebuyers to veterans and individuals looking for refinancing. Our portfolio comprises an array of loan types including Conventional Loans, FHA Loans, VA Loans, and Jumbo Loans. Our objective is to provide personalized solutions according to each customer’s unique needs and guide them through the loan process to make their homeownership dreams come true.
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While we can’t make guarantees about having the lowest rates (as they are influenced by various external factors), our commitment is to offer you the most competitive rates available. This, in combination with our personalized loan solutions, strives for optimal financial outcomes for our customers.
We proudly serve customers in Florida, including in the adjacent counties of Palm Beach, Broward, and Dade. Whether you’re securing a loan for your primary home, or seeking cash-out refinancing or better rates on your existing mortgages, you are within our service radius.
The duration can vary depending on the individual circumstances of each customer. However, we strive for a hassle-free loan process with a swift closing, ensuring that you can move forward with your homeownership plans as quickly as possible.
We believe in open and transparent communication. From the moment you fill out an initial survey on our website, we keep you updated on every step, answering questions and clarifying doubts to make the loan process smooth and efficient.
Our online Mortgage Payment Calculator is a helpful tool for potential borrowers. It helps you estimate your monthly mortgage payment based on loan type, interest rate, and term. It’s a resourceful way for individuals to explore their mortgage options.
Each client’s financial situation is unique. If we are unable to assist you directly, we guide you towards appropriate referrals in our broad network. Our endeavor is to ensure you find a mortgage solution that works for you.
We have a designated section dedicated to Preferred Realtors, reaffirming our commitment to providing comprehensive support throughout your homebuying journey. These realtors work in tandem with our services to ensure that you secure a home as well as mortgage you are elated about.
Along with our in-depth understanding and wide range of offerings in mortgage loans, our standout feature is our customer care. We proudly display positive customer ratings reflecting our dedication to serving our customers. It is our mission to help you afford your dream home with peace of mind, and that ethos underpins everything we do.
Partner with Florida Home Loans:
At Florida Home Loans, we pride ourselves on our commitment to providing personalized solutions tailored to your unique needs. With our extensive experience in the mortgage industry and our deep understanding of conventional home loans, we are dedicated to guiding you every step of the way.
Our team of knowledgeable loan officers will assist you in selecting the right loan program, answering your questions, and ensuring a smooth and efficient loan process. We understand the importance of transparent communication and timely updates, so you’ll always be informed and empowered to make informed decisions.
Contact us today to schedule a consultation and take the first step toward securing a conventional home loan that suits your needs. Florida Home Loans is here to help you turn your homeownership dreams into reality.
Ready to Get Qualified?
We provide you with a complimentary, “no-obligation”, qualification process that only takes a few minutes of your time. Select which loan you are searching for and fill out the quick survey. We will process your information and reach out to you with our findings. If we cannot directly assist you, then we promise to point you in the right direction.
*** No personal account information or social security number is needed at this stage.