FHL

Assumptions

Rates, terms, and fees as of January 13th 2021 2:00 pm and subject to change without notice.

Rates and terms subject to change based on market conditions and borrower eligibility. The rates shown are based upon a variety of conditions and circumstances. These include a consumer credit score which may vary from your individual credit score. A loan’s interest rate depends upon the specific features of the loan transaction and the borrower’s credit profile up to the time of closing. The advertised rates for 30-year fixed Conventional/FHA products are based on an assumed base loan amount of $240,000, $300,000.00 purchase transaction of primary residence, a 780 FICO score with a loan-to-value ratio of 80% on a primary single-family home. The annual percentage rate (APR), is the expense paid for credit over the loan term expressed as an annual rate. The Annual Percentage Rate (APR) displayed for the loan products shown here reflects interest rate and approximate cost of prepaid finance charges / discount points based on rate scenarios shown. The cost of prepaid finance charges are approximations which do not constitute and are not a substitute for the Loan Estimate of Closing Costs (LE) that a borrower receives once they apply for a loan. Mortgage insurance has been included the monthly payment and Annual Percentage Rate (APR) of the loan. For more information regarding our various loan products including no points or closing cost options, please contact us at (407) 637-5395
Please remember that we don’t have all your information. Therefore, the rate and payment result you see may not reflect your actual situation. 
Due to various federal, state and local requirements, certain products may not be available in all areas.

These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing. For more information, please contact us.

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