Recent Articles

Quiz: Does Refinancing Your Mortgage Make Sense? Mortgage rates are in record lows prompting many Americans to refinance their home loans and for good reasons! Refinancing has both immediate and long-term advantages. Does it make sense for you? Take the quiz below to find out! If any of the scenarios sound like you, then the…

The Truth About Good Debt vs. Bad Debt Debt is either “good debt” or “bad debt.” –or so we’ve been told. “Good” debt is that money owed for things that may assist in building wealth, such as student loans or mortgages. “Bad” debt would be things like credit cards. This is an oversimplification as the…

How To Build A Dream Home With An FHA Construction Loan Do you dream of building a home, but your credit score isn’t high enough for a traditional construction loan? An FHA construction loan can help!  Building your dream home with less-than-perfect credit is possible with an FHA Construction Loan. There are two kinds of…

A Quick Guide to Down Payments By Mortgage Type Thinking about buying a first home or a second? You have many loan options, and each one varies as far as their down payment requirements. Use this quick guide to get an idea of the amount you’ll need to put down on your next purchase.  Is…

What COVID-19 Could Mean For Your Mortgage Loan Since the beginning of the COVID-19 global health pandemic, government officials, economic experts, and United States citizens have watched the housing market with close scrutiny.  Still shaken by the 2008 recession, many homeowners are worried about being unable to afford their home loan. Homeowners, real estate investors,…