Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan Are you considering a 30-year fixed-rate mortgage? We’re not surprised. Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here’s what you need to know about a 30-year fixed-rate loan and it’s alternatives. What is…
What’s New with Purchasing a Home in 2020 The coronavirus outbreak has changed certain aspects of home buying. In some ways, it’s become more challenging. However, in many ways, it’s actually improved. Here are some of the differences you’ll notice about purchasing a home in 2020 and how to prepare for them. 2020 Homebuying Overview:…
Rebuilding Your Home and Life After A Natural Disaster Hundreds of thousands of homes are affected every year by natural disasters in the U.S, causing upwards of $300 billion in damages every year. We hope that you will never have to experience the devastation of a natural disaster. But should that happen, it’s crucial to…
How to Buy a House with Mold or Water Damage Is there ever a situation where it makes sense to buy a house with mold or water damage? Yes, there will be occasions where you will find a house that you like and then you find that the property has mold and probably is also…
The Benefits of Purchasing a Fixer-Upper as Your First Home Buying a move-in ready home is appealing, but there are benefits to purchasing a “diamond in the rough,” too. Here are the top 5 reasons home shoppers prefer a fixer-upper. Pro Mortgage Tip: Did you know that there are home loan programs, especially buying a…
Questions to Ask a Real Estate Agent for a Pleasant Homebuying Experience While buying a home is a wonderfully positive event, it still presents challenges, and that’s why most work with a real estate agent. Over the years, we’ve partnered up with many outstanding agents, and we understand how valuable their expertise is for you,…
The Real Benefits of Using A Local Mortgage Professional Real estate sales are primarily a localized market. That’s why you wouldn’t ask a Dallas real estate agent for assistance in purchasing a duplex in St. Louis. Likewise, you wouldn’t ask a San Diego mechanic to winterize your Denver car or a Tallahassee-based educator what he…
Tips For Talking to Your Kids About Finances With talk of stimulus checks and the economy, your child may be curious about what the future holds for their finances. Teaching healthy money habits can be challenging, but it’s one of the most important lessons you can share. And you don’t need to be an expert…
How Pre-Approval Makes Home Buying in 2020 Easier These days, everyone is searching for a little more certainty, especially when shopping for a home. If this sounds like you, know that there is an immediate and comforting way to purchase a home in 2020. It’s by getting pre-approved for a home loan. Here are the…
Quiz: Does Refinancing Your Mortgage Make Sense? Mortgage rates are in record lows prompting many Americans to refinance their home loans and for good reasons! Refinancing has both immediate and long-term advantages. Does it make sense for you? Take the quiz below to find out! If any of the scenarios sound like you, then the…