FHL tools ¡ purchase planning

Make the offer work
for your buyer.

Compare purchase prices and seller credits side by side. See how each choice could affect cash at closing, monthly payment, and the conversation with your loan officer.

A clearer way to comparePrice + credits + financingExplore freely. Save when you’re ready.

Start with two ways to write the offer

Enter each offer independently. You can explore without providing contact information.

Concept prototype ¡ sample estimates

Proposed subject property ¡ optional

If you have a home in mind, add its location. You can compare offers without an address. Review it before sending a lead form.

Address is optional. Select a Google suggestion when address search is available; otherwise typed details remain unverified.

Offer A ¡ ask + credit

Example

Offer B ¡ lower price

Financing & cost assumptions

Real product: itemized fees, quoted rate/points, prepaids and escrow assumptions, HOA, and loan officer review. This design preview uses a simplified estimate.

See the tradeoffs at a glance

Focus on the decision, then open the cost details. Results update as you edit the offers.

Illustrative ¡ not a quote

Lower cash at closingOffer A
Lower monthly paymentOffer B
Simple cash-flow crossover155 months
Offer A ¡ $405,000
$11,650
Estimated cash due at closing
Estimated monthly housing payment$3,465/mo
Seller credit requested$10,000
Estimated seller credit used$10,000
Credit that may go unused / need review$0
Offer B ¡ $395,000
$21,350
Estimated cash due at closing
Estimated monthly housing payment$3,402/mo
Seller credit requested$0
Estimated seller credit used$0
Credit that may go unused / need review$0
What this comparison suggests

Offer A uses $9,700 less cash now. Offer B saves about $63 per month. A simple cash-flow crossover is about 155 months; equity and future financing costs are not included.
Design preview: estimated seller-credit usage assumes an agency-style cap; unknown appraisal, cost eligibility and lender pricing require LO review. Do not use these sample results for a transaction.

Explore first. Save when it matters.

Account creation is offered when someone wants to return, export, or ask for a personalized review.

For a homebuyer

Private saved offersRevisit and revisePDF snapshots

See a preview without an account. Create an account to save a named scenario or export a final handout. Requesting an FHL review is a separate action.

For a realtor

Reusable profileCo-branded handoutExplicit sharing

Set up a verified professional profile, create offer comparisons, and share a client-safe version. A borrower’s personal information is shared only with permission.

Account signup, referral-partner matching, consent, sharing, and optional lead-form handoff are design flows in this prototype. This file does not create accounts, send messages, or save data.

One approved realtor profile. Reusable handouts.

The realtor controls their contact details; FHL reviews licensing and co-brand presentation before publication.

+
Professional headshot

Upload, crop, and submit for review in the real product.

Sample information only. Changes in this preview are not saved.

Approval checklist

Identity and business emailVerify
Brokerage and license detailsVerify
Headshot and contact informationReview
Approved co-brand layoutReview
Profile status: Draft

Until approved, exports use FHL branding alone.

A handout worth sharing

Clear numbers, assumptions, and a direct next step. The final PDF is generated from a frozen scenario revision.

Layout preview

Florida Home Loans powered by CMP

Your offer, compared.

Illustrative purchase strategy ¡ prepared September 29, 2026

OFFER A$405,000Ask price + requested credit
OFFER B$395,000Alternative price + credit
ESTIMATED CASH DUE$11,650Offer A
ESTIMATED CASH DUE$21,350Offer B
What to discuss with FHL
Confirm actual rate and fees, appraisal, seller-credit eligibility, and the buyer’s expected time in the home.

Illustration only. Not a rate quote, loan approval, Loan Estimate, or guarantee of seller-credit eligibility. Final loan terms and costs require review. FHL branding and disclosures subject to approval.

Florida Home Loans powered by Certified Mortgage Planners ¡ NMLS 210950 ¡ 615 Crescent Executive Ct, Ste 224, Lake Mary, FL 32746

Export options

FHL branded buyer versionDefault
FHL + verified realtor versionAfter approval
Client-safe versionExclude private contact data
Scenario snapshot and rule versionIncluded

Final copy, NMLS identifiers, logos, and co-brand placement need FHL/CMP compliance approval.